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Secure Digital Card Platform

Manage Your Subscriptions
Securely & Easily

A secure and convenient digital card platform for managing online subscriptions and digital service payments.

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Bank-level security
Instant card creation
Global acceptance

Everything You Need

All the features you need to manage online subscriptions and digital payments securely.

Instant Cards
Create virtual cards instantly. No lengthy approval process or waiting time.
Bank-Level Security
Advanced encryption and fraud protection keep your money safe at all times.
Spending Insights
Track all your subscriptions in one place. See where your money goes.
Card Controls
Freeze, unfreeze, or delete cards anytime. You're always in control.
Auto-Decline
Set spending limits and auto-decline transactions that exceed them.
Subscription Tracking
Get notified before renewals. Never be surprised by unexpected charges.
Global Coverage
Accepted by major platforms including Netflix, Spotify, ChatGPT, and more.
Easy Management
Clean, intuitive interface to manage all your cards and subscriptions.
24/7 Support
Our support team is always ready to help you with any questions.

Simple, Transparent Pricing

No monthly fees. Pay only for what you use.

Pay As You Go
No subscription required. Only pay when you create cards or top up.

Card Creation

$1.00

Per virtual card

Top-up Fee

2%

Of top-up amount

Spending

FREE

No transaction fees

All Features Included

No monthly subscription fees
No transaction or spending fees
Instant virtual card creation
Accepted worldwide (Visa/Mastercard)
Full card controls (freeze, limits, delete)
Spending insights and analytics
Get Started Free

Prices may vary by region. Additional fees may apply for premium features.

Why Choose Payenx?

A smarter way to manage your online subscriptions and digital payments. Protect your primary card while staying in control.

Privacy Protection

Keep your real card details private. Use virtual cards for all online transactions.

Spending Control

Set limits, pause, or cancel cards anytime. Full control over your subscriptions.

Instant Card Creation

Generate new virtual cards in seconds. Perfect for trial subscriptions.

Global Acceptance

Works with Netflix, Spotify, ChatGPT, and thousands of online services worldwide.

Get Started in Minutes
Sign up and create your first virtual card in just a few clicks.
✓ No credit check required
✓ Instant card activation
✓ Works immediately
Create Your First Card

Trusted by Users

See what our users are saying about Payenx.

Payenx has completely changed how I manage my online subscriptions. I no longer worry about unexpected charges or sharing my real card details.
Alex Chen
Freelance Developer
Finally, a simple way to control my streaming subscriptions. Creating cards for trials and canceling them is so easy!
Sarah Johnson
Content Creator
The spending insights feature is amazing. I discovered I was paying for services I forgot about. Saved me hundreds!
Mike Rodriguez
Small Business Owner

Frequently Asked Questions

Everything you need to know about Payenx.

What is a virtual card?
A virtual card is a digital payment card that works just like a physical card but exists only online. It has its own card number, expiry date, and CVV, providing an extra layer of security for online transactions.
Where can I use my virtual card?
Payenx cards are accepted anywhere Visa/Mastercard is accepted online, including Netflix, Spotify, ChatGPT, Amazon, and thousands of other online services worldwide.
Is it safe to use?
Absolutely! Payenx uses bank-level encryption and security measures. Your real card details are never shared with merchants, and you can freeze or delete cards instantly if needed.
How do I get started?
Simply sign up with your email, verify your identity, and create your first virtual card in minutes. No credit check required.
What if I have issues with a transaction?
Our support team is available 24/7 to help you. You can also freeze suspicious cards instantly from your dashboard while we investigate.
Ready to Take Control?

Start Managing Your Subscriptions Smarter

Join thousands of users who trust Payenx to manage their online subscriptions securely. Get your virtual card today.

Get Started FreeView Dashboard

Payenx

A secure and convenient digital card platform for managing online subscriptions and digital service payments.

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Secure Digital Card Platform